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About Onramp Money

The world wants crypto. We make sure nothing gets in the way.

Onramp Money is the payment infrastructure powering the next wave of Web3 adoption — fast, compliant, and built for the world, not just the few.

By the numbers

The infrastructure layer behind a borderless financial system.

Users

0.0M+

People onboarded into Web3 through Onramp

Partners

0+

Businesses building on our infrastructure

Countries

0+

Live with local payment methods

Tokens

0+

Cryptocurrencies supported, across chains

Trusted by

400+ Web3 teams
build on our rails.

From the wallets you use every day to the exchanges moving billions — hover any partner to see what they ship with Onramp.

Our story

From a problem
we couldn't ignore.

We started by solving our own problem.

Since 2016, we've been deep in crypto. And if there's one thing we saw break, again and again — it was onboarding. Payments failing. KYCs stuck in limbo. Users giving up before they ever made their first transaction.

The entry point into crypto was a mess, and it was costing the whole industry millions of users. So we stopped waiting for someone else to fix it.

We built our own fiat-to-crypto engine — designed for speed, scale, and simplicity. But as we scaled, we learned something that no amount of engineering alone could solve: to go global, you have to go local.

Every market has its own payment rails, its own compliance landscape, its own way people move money. A solution built for one geography breaks in another. So we went deep — into local banking relationships, regional payment methods, and country-specific regulatory frameworks — market by market.

That combination of global infrastructure and local execution is what powers 1.5M+ users and 400+ businesses — including MetaMask, Bybit, and Bitget — across 60+ countries, supporting 500+ cryptocurrencies.

Buy, sell, swap cross-chain, spend via gift cards, move value through stablecoins. All on one infrastructure layer.

How it works

From local currency to any token,
in seconds.

One API call. Our engine handles compliance, payment, liquidity, and settlement. Your user just sees their balance update.

Local pay

UPI

Onramp engine

KYC · Liquidity · Settle

Wallet

USDC

Avg time

0s

Success rate

0%

API endpoints

0

What we build

One layer.
Four ways to move money.

Each module is a standalone product — and snaps together into a single, unified infrastructure layer.

01

On-ramp

Local payments → crypto in any wallet, in seconds. UPI, PIX, SEPA, card, bank transfer. Live in 60+ countries, on the rails your users already trust.

BTC ETH USDC SOL

02

Off-ramp

Crypto → local currency, paid out to bank in minutes. UPI, PIX, SEPA, and 40+ rails.

USDC USDT ETH BTC

03

Gift card spend

Spend crypto where you actually shop — 5,000+ brands across 70 countries.

SpotifyUberNetflixAppleStarbucksAirbnb +5k

04

Cross-chain swap

500+ tokens across 30+ chains. Optimal routing baked in, slippage handled.

BTC ETH SOL TON BNB Polygon Arbitrum Base Optimism Tron Stellar

05

Stablecoin rails

Borderless payouts and remittance in USDC, USDT. Settle anywhere in minutes.

USDC USDT
The road so far

Four years. One mission.

From a single market and a team of seven, to the payment layer behind some of the largest names in Web3.

2022

Onramp begins

Founded after watching too many users churn at the fiat → crypto handoff.

2022

Live in India

Launched UPI on-ramp — first proprietary engine, 99.4% success rate within 90 days.

2023

MetaMask integration

Selected as MetaMask's on-ramp partner for India. 250k+ users onboarded in year one.

2023

Expansion to 20+ countries

Local payment methods rolled out across LATAM, SEA, and EU.

2024

Bybit + Bitget go live

Two of the world's largest exchanges integrate Onramp as their primary local-rail.

2024

Cross-chain swap launches

500+ tokens across 30+ chains in a single API. Liquidity routing built in-house.

2025

Gift cards + stablecoin spend

Onramp becomes a full money-movement layer: buy, spend, send. 1M+ users.

2026

1.5M users · 400+ partners

Live in 60+ countries. The default on-ramp for the next billion.

Get started

We're not just enabling crypto access. We're rewriting how money moves.

Onramp Money. The on-ramp to everything Web3.

Onramp Money is a fast, secure crypto onramp/offramp that makes it easy to buy, sell, and swap crypto; and purchase gift cards with crypto. Onramp supports 480+ tokens and 22 fiat currencies, helping users convert fiat to crypto (and back) using trusted local rails like UPI (India), SEPA (Europe), PIX (Brazil), and other local payment methods across 75+ countries.

Trade popular assets like BTC, ETH, USDT, USDC, BNB, XRP, POLYGON, DOGE and TRX, and transact across major networks including Ethereum, Polygon, BSC, Solana, NEAR, Optimism, Arbitrum, and Tron (and more). With strong coverage in key markets such as India, Turkey, UAE, Mexico, Brazil, the European Union, the UK, and across Southeast Asia and Africa, Onramp is built for global access with local convenience.

For businesses and builders, Onramp offers flexible integration options including widget, API, and SDK. Embed fiat-to-crypto onboarding directly inside wallets, dApps, NFT platforms, DEX experiences, and exchanges. Onramp is known for competitive pricing, with transparent rates, no hidden fees, and consistently low processing fees for most fiat currencies, sourcing liquidity across providers to help deliver better execution. Onramp is available on Android and iOS, so users can buy and sell crypto on the go.