Onramp.Money is a digital asset infrastructure platform that enables users to purchase cryptocurrencies using fiat currency. The Platform operates through a network of affiliated entities and partners across various jurisdictions, as required by applicable laws and regulatory frameworks. Onramp.Money is committed to maintaining a comprehensive, risk-based compliance framework that aligns with global regulatory expectations.
1. REGULATORY AND LICENSING FRAMEWORK
Onramp.Money operates through a combination of affiliated entities depending on jurisdictional requirements. These include:
- India: Buyhatke Internet Private Limited (FIU-IND Registred)
- European Union: FINSTAR AI Sp. z.o.o
Additional jurisdictions are supported through affiliated entities or licensed partners, as applicable under local regulatory requirements.
2. ANTI-MONEY LAUNDERING AND COUNTER-TERRORIST FINANCING (AML/CFT) Onramp.Money maintains a group-wide AML/CFT programme consistent with FATF standards. This includes:
- Customer due diligence (KYC)
- Risk-based transaction monitoring
- Sanctions and PEP screening
- Record-keeping in line with legal requirements
- Suspicious transaction reporting where mandated
We enforce a zero-tolerance policy against money laundering, terrorist financing, fraud, and illicit activity. Onramp.Money cooperates with competent law enforcement agencies subject to due legal process and applicable data protection laws. Law enforcement may contact: [email protected]
3. DATA PRIVACY AND SECURITY
Onramp.Money implements strong technical and organisational measures to safeguard personal data, including industry-standard encryption, strict access management controls, secure data storage practices, and robust network and application-level security safeguards to ensure the confidentiality, integrity, and protection of all information processed on the platform.
4. SANCTIONS COMPLIANCE
Onramp.Money screens users and transactions against global sanctions lists, including UN, OFAC, EU lists. We do not provide services to sanctioned jurisdictions, sanctioned persons, or restricted entities.
5. PROHIBITED JURISDICTIONS AND RESTRICTED USE
The platform may restrict or prohibit access from certain jurisdictions to comply with local regulatory requirements and international sanctions obligations. Users are responsible for ensuring that their use of the Platform complies with the laws of their respective jurisdiction. Onramp.Money is committed to operating with the highest levels of compliance, security, and ethical integrity, and will continue to evolve its policies to meet global regulatory and industry standards.